How to: Remove Credit Card from Apple Pay Remotely

Ever since Apple Pay was released for the public to use, there have been plenty who have enjoyed the ease of use and security that the service provided them.  Because of this, it has become a favorable way for people to make their purchases as the system allowed them to buy items through their device.  One reason why this has turned into a favorable payment option is because Apple Pay has proven itself as a more secure option compared to using a physical debit or credit card.  The reason behind this is because the card number and identity are not revealed when you make purchases through Apple Pay.  The CVV code is dynamically generated for your specific transaction.

Compared to a credit card, when you register to Apple Pay, you will be given a unique Device Account Number that is stored and encrypted through a dedicated chip in your device called Secure Element.  Once you decide to go with Apple Pay, you can easily set up your own account through Passbook or Settings so you can already make purchases through Apple Pay.

The security of Apple Pay has already been recognized as a better option compared to using your own debit or credit card.  However, what if your device—the one you registered your Apple Pay account on gets lost or stolen?  How do you remove your credit card accounts from your Apple Pay service remotely?  Here’s a how-to guide on how you can do this securely:

1. Using any computer, visit iCloud.com and sign in using your Apple ID and password.
2. Press on Settings.
3. Under the Settings Page, look for the Pay selection since this indicates that you use Apple Pay on your device.
4. Once you click on the device, it will bring up its data such as the last four numbers of your credit card, the device, its serial number and IMEI. You will find a Remove link in blue beneath the credit card information.
5. To confirm removing your credit card from your Apple Pay account, you simply have to click on the ‘Remove’ word. This will let you successfully remove all your credit cards from your lost or stolen device.  It will take up to 30 seconds to remove the card successfully.

If you are ready to use Apple Pay once again, you can add the credit card again using Passbook.

By remotely removing your credit card from Apple Pay, you get to be confident that whoever has your device won’t be using it for fraudulent purposes.  So when your device gets lost or stolen, make sure you do remotely remove your account as soon as possible.